Category Archives: home owner

Hey Suzanne! I’m planning on selling a home but it needs to be updated. Is it worth doing before putting it on the market?

The house in question was built in the early 70s. It hasn’t had many upgrades. It still has the white tile and black grout counters, original cupboards, single pane windows, linoleum floors and manual garage door opener. If you have … Continue reading

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Hey Suzanne – Ever see anything like this before??? Does a home inspector check for stuff like this???

My friend Joe says:   Ummm… okay, I’m completely convinced that this residence is free of ghosts because, well, the sign says that the place isn’t haunted. Good, due diligence on behalf of the agent but, what gave rise to the … Continue reading

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New Jersey leads the nation in foreclosure activity

While the rest of the country is recovering from the mortgage crisis, New Jersey is lagging behind.  More and more homes are going into foreclosure while those already in the process languish.  If you, or someone you know, is caught … Continue reading

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Bankruptcy may not solve your foreclosure problems!

I am seeing a disturbing trend lately. Banks are NOT foreclosing! Oh, they begin foreclosure proceedings, but them they just sit back and wait. What they are waiting for is a mystery, for the market to improve, for homeowners to … Continue reading

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Refinance or Loan Modification – What’s The Difference?

Another important distinction to know is the difference between a loan modification and refinancing.  Too Often owners experiencing difficulty try to refinance and, if the refinance is denied, they don’t realize there are other options to help them stay in … Continue reading

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How to convince the bank to modify your mortgage loan

There are two key things you must prove in order to get the bank to modify your mortgage; that you have suffered a financial hardship and that you can afford to pay a lower, more affordable mortgage payment. And you … Continue reading

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